Payday Loans

Below you will see a table of Payday Loan providers. Use this to compare basic features such as the Loan Amount, the Terms and what is required from the borrower (ID or similar). Payday Loans are ideal for low credit borrowers. In other words, borrowers who suffer from a low credit score, have CCJs or arrears can apply and will likely be approved.

This is because a Payday Loan lender will not carry out credit checks — other criteria will be very simple too. For instance, the borrower may need to be at least 18 years of age and have a minimum monthly income (this will usually be low, around £300). Aside from that the borrower may need to be a UK resident — but no more is asked of him or her.

Payday Loans are great for easy access to cash. Apply via a simple process and in many cases you will receive your loan the same day via bank transfer. A Payday Loan will usually range between £80 and £800 but in some cases the top limit will be higher.

Company	Type	Loan Amount	Repayable £100	Terms	ID Required	APR	Debit Card	Bank Account	More Info
Payday Express	Lender	£80-£800	125%	Applicants 18 years living and working in UK. Wages paid directly into a UK bank account and must have debit card.	Generally not required – Payday Express offer instant online approval.	1286.1%	Yes	Yes
	Borrow £80-£800. Payday Express offer a quick and easy online application with instant approval decisions and same day cash transfers. Apply online in minutes and get cash in your bank today! They charge £20 for every £80 borrowed.
247 Cashline Payday	Broker	£100-£1000	125%	18 or over, in full time employment earning £750 per month. Payment should be within 31 days.	None - Bank Account and debit card only	1355%	Yes	Yes
	Cash available for you 24/7 - Complete the short application form. Within a few moments 247 will let you know if you have been approved. Then just accept your loan agreement electronically simply via the internet. If you apply before 3pm Monday to Friday they will deposit into your account the same day. Apply after 3pm and they will deposit your funds on the next working day. If you need funds in your account on a Monday then simply apply over the weekend and they will take care of the rest.
PurplePayday.com	Broker	£100-£750	125%	18 or over, in full time employment earning £750 per month. Payment should be within 31 days.	None - Bank Account (debit card if possible but not required)	1286.1%	No	Yes
	Instant decision made - no need for faxing or posting information and no credit checks. Just complete the short application form. Debit card is not even needed - you just need a bank account. Application is very easy and very clear. Apply before 3pm Monday to Friday funds will be deposited into your account the same day. Apply after 3pm and funds will be deposited the next working day.
Cash Genie	Broker	£75-£750	130%	Applicants must be at least 18 years of age living and working in the UK. Wages must be paid directly into a UK bank account and applicants must have a debit card for this account.	Generally not required, Cash Genie offer instant online approval	2330%	Yes	Yes
	Borrow £75-£750. Cash Genie are one of the newest and quickest growing payday loan companies in the U.K. Apply online or on the phone and you could have the money in your account today. They charge £30 for every £100 borrowed.
Lending Stream Payday Loan	Lender	£80-£1000	N/A	Steady monthly income, 18 years and above, residence in the UK, bank account with direct deposit, valid debit card, take home of £750 per month.	NONE	1397.58%	Yes	Yes
	Lending Stream offers payday loans up to £400 for new customers and up to £1000 for existing customers. Application is online, quick and simple. The loan product offers you flexibility in repayment so you can pay back the loan in 30 days or take as long as 6 months (depending on the loan amount approved). You can choose to pay in installments or make an early payment (without prepayment penalties) to minimize the total interest.
Payday Bank	Broker	£80-£750	125%	Name, current address, 2 contact phone numbers, email address, work and income details, bank account details	Generally not required – Payday Bank offer instant online approval	1355%	No	Yes
	Borrow any amount between £80 and £750 payable within 31 days - though it is possible to roll the loan over 2 times - ie 3 months total. A simple debit card transaction is used for repayment.
Get Me To Payday	Broker	£80-£750	125%	Applicants must be 18 (or over) years of age, employed and reside in the United Kingdom (England, Northern Ireland, Scotland, or Wales), and have salary paid directly into a bank account.	No	1355%	No	No
	Borrow between £80 and £750, over a period of 15, 30 or 60 days. 25% borrowing fee. You can even get your loan in the same day. Within a minute a message will appear stating whether your application has been approved. No documentation is required.
Quick Quid Payday Loan	Lender	Up to £750	125%	The finance charge will be paid in two (2) equal payments on your next two (2) payment dates. See Website for more details.	No	1733.5%	No	Yes
	The maximum loan amount for United Kingdom residents will be £750. New customers will be limited to a maximum loan amount of £300. Same day payment is available for a QuickQuid payday loan.
Wonga	Lender	£50-£200	From 105% to 129% dependant on term	Applicants for loans will only be approved if they are UK residents and over 18 years of age. Credit score and credit history will be taken into account.	None - just bank account and debit card required.	2334%	Yes	Yes
	Wonga Cash on demand are different to other Payday / Quick Loan providers - you can choose the exact length of your loan (from 1 to 30 days) - the shorter time you choose to pay back, the less interest you will pay. If the loan approved before 3pm on a weekday, you'll get the money in your bank account within minutes. Interest is charged at 1% a day - you can choose the exact amount you want and the length of the loan. An easy to use sliding calaculator on the Wonga.com homepage allows you to alter easily the amount and the term of the loan and the amount you will have to pay back.
Payday Search	Broker	£80-£750	125%	Applicants must be 18 (or over) years of age, employed and reside in the United Kingdom (England, Northern Ireland, Scotland, or Wales), and have salary paid directly into a bank account.	Dependant on Lender	1355%	No	Yes
	Payday Search will search the web to try to find you a loan that suits you. You just need to fill in a 1 page form, Payday Search will search lenders for a loan, and you will get an instant decision. Your money will be available in 24 hours or less.
Logbook Loan	Lender	£500-£50000	Variable	Variable on Term - See Website for Details	No	437.4%	No	No
	Logbook Loans provides individuals who have a bad credit rating but are in possession and the legal owner of a car or other vehicle. It is a loan secured against your car and you can borrow from £500 - £50,000. Please note - your car may be at risk if you do not keep up with repayments.
Payday Financial Loan	Broker	£80-£750	125%	Valid bank account that can receive direct debit, 18 or over, employed and receive a regular paycheque or salary, United Kingdom resident.	Generally not required - depends on lender	1355%	No	Yes
	Borrow from £80 - £750 with PayDayFinancial! It's all online, takes just minutes to apply and you could have the money in your account within an hour (if approved before 3pm on a weekday). PayDayFinancial is one of the UK's leading online brokers of payday advances, helping over 2,000 customers a month.
RedHouse Financial	Broker	£80-£750	125%	18 or over, must be employed with salary paid directly into a bank account.	Generally not required – instant online approval.	1355%	No	Yes
	Instant Approval - Approved in 1 minute. Get up to £750 in Your Bank Account Today. All Online – No Paperwork. Short and Easy Online Form - No Credit Checks Required. Apply before 3pm Monday to Friday funds will be deposited into your account the same day. Apply after 3pm and funds will be deposited the next working day. Get Cash in Minutes!